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NMLS ID 372653

954-803-7678 ibeatthebanks@gmail.com

We Are Dedicated to Making Homeownership Dreams Come True

Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations and closing on home mortgages faster than anyone else in the industry. Whether you are a realtor, real estate broker or homebuyer, when you work with us, you will always have the confidence of knowing that we can process and quickly obtain the right mortgage for you.

Give us a call today for a free, personalized consultation. You can also apply online. It is fast, secure, and easy.


Meet the Team

Mark Lyon

A 25-year veteran in the mortgage industry, Mark began his career by earning his degree in Finance and International Business. As a Licensed Mortgage Loan Originator and Owner of Sunshine State Mortgage, Mark has always been passionate about raising the bar for quality and service in the industry by bringing his knowledge and experience to customers throughout the entire loan process. His mission is to help you find the best terms that are right for your budget, and make sure everything is accurately handled. His goal is to make your application process and closing go smoothly and help you take possession of your new home in a timely fashion. Let Mark Lyon with Sunshine State Mortgage help you realize the dream of purchasing your new home.


Victor Papeo

Victor is a Professional Mortgage Loan Originator, Owner of Sunshine State Mortgage and lifelong South Florida resident who aspires to making homeownership a reality for all.  His goal is to empower and educate all customers throughout the home buying process while providing the absolute best pricing and programs available.


Tom Jackson

Tom wants to keep his clients for life. Integrity and trust are very important to him. He stays in touch with them throughout the loan process and follows up after closing. Tom is experienced in conventional, jumbo, VA, FHA and Reverse Mortgages. Being a US Marine Corps veteran, he really enjoys working with veterans on the finance or refinance of their home.


In his own words, Tom states, “For more people the purchase and ownership of their home is the also the purchase and holding of their greatest financial asset, it’s my position that they should be in the best place possible once the purchase is done, both emotionally and financially. Whether it’s your first home, fifth home or an investment, purchasing property can be stressful. One of my goals is to make it as smooth as possible for every party in the transaction. I’ve worked in the financial industry my entire life and I want my clients to be happy they worked with me. It’s what drives my performance.” Tom direct number, day or night is 954-258-9077


Whether you are a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Mark and Victor can help you before you make an offer on a property. With so many factors to consider when applying for a loan, we will review your budget and financial goals to help get a clear picture of what type of loan and amount is best for you.


The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be.  Not with trained and caring professionals like us in your corner. Contact us today at 954-757-4441 and let’s get started making your home-ownership dream come true. For assistance after hours call Mark's Cell 954-803-7678 or Victor's Cell 954-410-0528.