954-803-7678
ibeatthebanks@gmail.com
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Mark LYON

NMLS ID 372653

954-803-7678 ibeatthebanks@gmail.com

Refinance Loans

Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn’t your mortgage?

 

Now might be the right time for you to refinance into a lower rate mortgage. You should take the time to consider the following questions to see if a refinance loan program makes sense for you. 

  • Are you tired of your adjustable-rate that never seems to stop adjusting?
  • Is Private Mortgage Insurance (PMI) getting you down when it doesn’t need to?
  • Has the time come to save more money every month?
  • Are mortgage rates currently lower than what your rate is?
  • Will other financial opportunities present themselves as you refinance?
  • Has your financial position changed since you got your mortgage?
  • Has the value of your home changed?

Refinancing is an easy way to solve many of your mortgage worries. Getting a lower monthly rate and paying less over the life of your loan just makes sense.

Fortunately, refinancing not only makes sense, it's also easy, especially with our local team of experts. It has never been simpler to refinance loans in Coral Springs.

At Sunshine State Mortgage we are ready to find the right refinancing solution for you. Our staff of refinance experts will help you evaluate your mortgage needs and draft a refinancing plan that will save you money and make living in Coral Springs even more enjoyable.

Refinancing Benefits

Refinance loan programs can also give you the additional cash, thanks to your lower monthly payments, to reinvest in your Coral Springs home.

You can take on the home improvement projects you've always wanted, customizing your most-used spaces, trading out old carpeting, or just adding a splash of light and color to bring some life into a room.

Using the spare cash from refinancing your home to make home improvements is a double financial gain since those improvements add to the value of your home. Increasing your home's value puts you in a better position when you're ready to trade up, or once you've paid the home off and own it outright.

You can also refinance into a more favorable loan if your credit has improved since you first accepted your mortgage, or if the housing market has changed in your area.

Be sure to check out our mortgage refinance center to get the information you need so you can make a sound decision for you and your family.

Even if refinancing to reduce your month to month payment isn’t right for you, refinancing might allow you to lower your interest rates and reduce the total amount you owe on your mortgage.

Refinance loan programs might also be a good option if you need to consolidate other debt into a single, low-interest loan. While refinancing in this way won't necessarily reduce the cost of your mortgage it can help you pay less in high-interest debt, saving you money in the long-term.

Let Our Experts Guide You

Whether you’re certain you can refinance into a more favorable loan or are curious to see if refinancing is a good option for you, feel free to contact us.

Our team of experts at Sunshine State Mortgage will take a detailed look at your individual situation to present options and go over the pros and cons of different refinance loan plans to find the best plan for you and your family.

 
 

Additional Refinance Information

Refinance Today