About Us

Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry regulations and closing on home mortgages faster than anyone else in the industry. Whether you are a realtor, real estate broker or homebuyer, when you work with us, you will always have the confidence of knowing that we can process and quickly obtain the right mortgage for you.

Give us a call today for a free, personalized consultation. You can also apply online. It is fast, secure, and easy.


Meet the Team

Mark Lyon

A 25-year veteran in the mortgage industry, Mark began his career by earning his degree in Finance and International Business. As a Licensed Mortgage Loan Originator and Owner of Sunshine State Mortgage, Mark has always been passionate about raising the bar for quality and service in the industry by bringing his knowledge and experience to customers throughout the entire loan process. His mission is to help you find the best terms that are right for your budget, and make sure everything is accurately handled. His goal is to make your application process and closing go smoothly and help you take possession of your new home in a timely fashion. Let Mark Lyon with Sunshine State Mortgage help you realize the dream of purchasing your new home.


Victor Papeo

Victor is a Professional Mortgage Loan Originator, Owner of Sunshine State Mortgage and lifelong South Florida resident who aspires to making homeownership a reality for all.  His goal is to empower and educate all customers throughout the home buying process while providing the absolute best pricing and programs available.


Thomas Jackson

Thomas Jackson has been in the Financial Industry his entire professional career. He is experienced in Conventional, VA, FHA, and Jumbo loans and also has extensive experience in Reverse Mortgages. Being a young senior citizen himself, Tom appreciates what a reverse mortgage can do for people. He is also a US Marine Corps veteran and enjoys working with other veterans to help them obtain a loan to purchase or refinance their home. Tom is committed to keeping in touch with his borrowers throughout the loan process and follows up after closing. He works towards putting borrowers in the best place possible, at every stage, both emotionally and financially. Integrity and trust are especially important to Tom. He can be reached at 954-258-9077.


Whether you are a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, our Team can help you before you make an offer on a property. With so many factors to consider when applying for a loan, we will review your budget and financial goals to help get a clear picture of what type of loan and amount is best for you.


The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be.  Not with trained and caring professionals like us in your corner. Contact us today at 954-757-4441 and let’s get started making your home-ownership dream come true. For assistance after hours call Mark's Cell 954-803-7678 or Victor's Cell 954-410-0528.